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There are few things in life more important than protecting
your home. The following matters are examples of why you need a Title insurance
policy for every real estate purchase or investment. Remember that the best
title examination or search cannot protect your equity and home from matters
not appearing in the public records.
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False impersonation of the true landowner
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Undisclosed heirs
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Prescriptive rights in another no appearing of record and not
disclosed by survey
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Gaps in the chain of title
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Forged deeds, mortgages, wills, releases of mortgages and
other instruments
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Deeds by minors
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Conveyances by an heir, devisee or survivor of a joint estate
who attempts to attain title by ill-gotten means
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Conveyances by undisclosed divorced spouses
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Deeds and wills by persons lacking legal capacity
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Errors in tax records
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Issues involving improper marital status
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Improper modifications of documents
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Rights of divorced parties
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Deeds by persons falsely representing their marital status
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Adverse possession
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False affidavits of death or heirship
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There are numerous other reasons as to why Title Insurance
should be a necessary part of every real estate purchase or investment.
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